Mortgage Broker in Barry

Mortgage advisors in Barry

Whatever your situation, we’ve got it covered. Bad credit? Complex income? or self-employed? Get matched to a broker right for you and get the ‘yes’ you’ve been waiting for, and we don’t charge any fees.

No impact on your credit score

Our passion is providing support and guidance to all our customers, especially those seeking mortgage advice in Barry. Our focus extends beyond finding you a mortgage; we are dedicated to guiding you throughout the mortgage journey, supporting you every step of the way.

To speak with a mortgage broker in Barry, book your free mortgage consultation now

We search 1000s of mortgage deals in Barry

Barry Mortgage Broker

We have a large variety of lenders on our panel that each have their own distinct products and lending criteria. This frequently implies that we have access to things that aren't commonly found on the main street. Whatever your scenario, our incredible team of certified mortgage consultants in Barry will use their expertise to try and save you both time and money by finding you the best possible deal for your circumstances.

Take a look at our great client reviews to get a true sense of the high levels of customer service we constantly aim to deliver. We will always keep you up to date and strive to deliver you a stress-free mortgage advice service, whether you've just gotten in touch, are in the middle of it with a mortgage advisor in Barry.

As a timely and quick Mortgage Broker in Barry, we will provide complete support and direction throughout your home buying or remortgaging procedure. We will do everything possible to alleviate any anxieties you may have throughout our service and will answer all of your questions as thoroughly as possible. We truly hope that you will find us useful during your process, as we are adaptive to your mortgage requirements.

When you deal directly with a bank or lender, you will have far less options than if you speak with a Barry mortgage broker. Banks and other lenders will only have access to their own deals and products, however we can search through 1000s of deals across our panel, selecting the best one for you and your circumstances.

Our professional and devoted Barry mortgage and protection staff is well-versed in various lenders' requirements and products. As a Barry Mortgage Broker, we can look around for these packages, completing the legwork on your behalf. This saves you time and money by avoiding the need to speak with different lenders.

Overcoming any mortgage obstacles that arise can be difficult at times. At this point, you should consult with a reliable and trusted Barry mortgage advisor.

Customers with a low credit score, being self-employed, falling outside of lender criteria, and having a low borrowing capacity, to name a few. While challenges exist, as a Barry mortgage broker, we can typically assist.

Our Barry Mortgage Advisors have assisted a wide range of consumers in a variety of situations. We give comprehensive mortgage guidance in a variety of situations by leveraging our extensive understanding of mortgage lender criteria.

We offer a free mortgage appointment to all of our customers, new and old, as a well-known Mortgage Broker in Barry with a reputation for being open, honest, reliable, and responsive.

During this appointment, your designated Mortgage Advisor in Barry will review your situation and discuss your goals. Our customers are our top priority, and as a mortgage broker in Barry, we'll make sure to recommend the greatest available deal to you while also relieving your stress.

Request your free mortgage or remortgage review in Barry today, and we'll see how we can assist you on your mortgage journey!

Your Path to Homeownership Starts Here

How to get started - Our simple 4 step process

Step 1

Press 'Get approved' Below, the link will take you to a short form.

Step 2

We'll match you with a mortgage broker based in Barry.

Step 3

You're mortgage broker will contact you to discuss your mortgage options.

Step 4

If you're happy, we submit your mortgage application and guide you to completion.

who we help

Bad Credit

We understand that life events happen that may cause credit issues. However, we have helped numerous clients obtain mortgages despite their credit.

who we help

Debt consolidation

Debt consolidation can be a great option if you are looking to free up your disposable income.

who we help

Self employed

When you’re self-employed, it can be a challenge to get a mortgage. Our team is experienced in helping self-employed individuals get a mortgage in no time.

who we help

First time buyers

Getting on the property ladder can be both exciting and daunting. We’re here to help.

Buying a home? We'll take care of everything!
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Mortgage products

Common Questions

What is the process of getting a mortgage in barry?

To help us understand your mortgage requirements and the kinds of products avaiable, your first task is to complete our mortgage fact find.

After that, we will schedule a meeting for you with a Barry based mortgage advisor so they can gather a few additional details from you.

Then, to improve your chances of the seller accepting your offer, we can set up an Agreement in Principle for you in less than 24 hours.

We may begin the mortgage application process once you’ve chosen your ideal house and are satisfied with our mortgage advice. More than three weeks may pass before a formal mortgage offer is made, during which time we will keep you updated on the status of your application.

When should I start the mortgage process in Barry?

We advise our applicants to get an Agreement in Principle (AIP) as soon as possible as a Barry mortgage broker. When viewing properties, having an AIP can improve your chances of being approved by the seller. Additionally, it can present a chance for a price negotiation.

What documents do I need to get a mortgage in Barry?

During the mortgage application, you’ll be asked to provide the following documents,

– Latest 3 Payslips (Employed), Last 2 years’ Accounts (Self-Employed) – Latest 3 Months’ Bank Statements – Latest P60 – Photographic ID

How long does it take to get a mortgage in Barry?

Your free mortgage consultation should last between 30 and 60 minutes, to start. Within 24 hours of this being finished, your Barry mortgage advisor will secure an AIP on your behalf. We can submit your mortgage application after that, if you’re happy to move forward with the arrangement that your advisor has suggested. The average turnaround time for a formal mortgage offer is 3 weeks.

I'm self employed, can I get a mortgage in Barry?

If you self-employed while submitting your mortgage application in the UK, you must provide at least one year’s worth of financial records. As a Barry based mortgage broker, we’ve discovered that the majority of lenders determine the maximum mortgage amount you can borrow using your salary plus dividends. However, some lenders might base their decision on your net earnings.

I have bad credt, can I get a buy to let mortgage in Barry?

The good news is Yes, you can obain a bad credit buy to let mortgage in Barry, although it is important to note, the interest rates charged by the lender will be higher.

Get Approved now

EM Wales is a trading style of Estates Mitchell Limited is Authorised and Regulated by the Financial Conduct Authority under Registration Number 948488 at www.fca.org.uk/Register 

The Financial Conduct Authority does not regulate all aspects of Commercial and Buy to Let Mortgages.