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Equity Release Mortgages in the UK
Get expert Equity Release mortgage advice in the UK. Bad credit? Complex income? Get matched to a broker right for you and get the ‘yes’ you’ve been waiting for.
No impact on your credit score
What is Equity Release
Equity release is the process by which you convert the growing equity in your home into a one-time payment of cash. What you choose to purchase with the one-time payment is entirely up to you. Some people try to free up equity to settle any outstanding unsecured debts, take vacations, or give money to a friend or relative to use as a gift deposit to buy a house and move up the property ladder.
Your Barry later life equity release advisors will thoroughly examine your present circumstance, your prior experiences, and your future goals. They can use this information to decide whether equity release in Barry, or possibly something else, is the best course of action for you.
Later life mortgages
One of the most common types of equity release products is a lifetime mortgage. When you are nearing the end of your mortgage term or have any remaining payments, you will have the option to release equity through a lifetime mortgage. You must have lived in your primary residence for the required amount of time, be eligible for a mortgage, and be willing to designate a portion of the equity for family inheritance in order to qualify for this product.
You have the choice to either pay back your payment or choose to let the interest accrue. When you pass away or enter long-term care and are unable to care for yourself, the loan becomes due. It is wise to consult a specialist in this mortgage field, such as ourselves, for additional mortgage advice in Barry regarding equity release.
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How to get started - Our simple 4 step process
Step 1
Press 'Get approved' Below, the link will take you to a short form.
Step 2
We'll match you with a mortgage broker based in Barry.
Step 3
You're mortgage broker will contact you to discuss your mortgage options.
Step 4
If you're happy, we submit your mortgage application and guide you to completion.
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Common Questions
What should I know about equity release?
You must be older than 55 to be eligible for Equity Release if you’re thinking about borrowing money against the equity in your home. Including the property’s worth. The amount you can withdraw from your home will be impacted by all of these factories.
You’ll benefit from the assistance of a specialist in the area if you’re looking for additional expert Mortgage Advice in the UK regarding Equity Release. Schedule your free mortgage consultation today, and we’ll give you the direct assistance you require.
Can I remortgage to equity release?
If you are nearing the end of your fixed period and have any remortgage inquiries, get in touch with us so we can assist you with this as well.
Many clients who were seeking advice or support for their mortgage journey have benefited from our team’s assistance. Regardless of your situation, we try to make the process as easy and stress-free as possible. As a mortgage broker in the UK, our commitment to our clients is at the core of everything we do. is to offer only straightforward and sincere mortgage advice in the UK.
Is it a good idea to use equity release?
If you want to pay off an existing mortgage, boost your income, or cover care expenses, equity release may be beneficial. Additionally, you might decide to use equity release to aid in debt repayment. You can benefit from equity release in a variety of ways, but before you choose this course, always get advice from us.
Why Choose us - Equity Release mortgage Barry
We have a large variety of lenders on our panel that each have their own distinct Equity Release mortgage products and lending criteria. This frequently implies that we have access to things that aren't commonly found on the high street. Whatever your scenario, our incredible team of certified Equity Release brokers in Barry will use their expertise to try and save you both time and money by finding you the best possible deal for your circumstances.
Take a look at our great client reviews to get a true sense of the high levels of customer service we constantly aim to deliver. We will always keep you up to date and strive to deliver you a stress-free Equity Release advice service, whether you've just gotten in touch, are in the middle of it with a Equity Release mortgage broker in Barry, or are in the advanced stages chatting with one of our mortgage administrators, we can help.
As a timely and quick Equity Release mortgage Brokers in Barry, we will provide complete support and direction throughout your Equity Release mortgage procedure. We will do everything possible to alleviate any anxieties you may have throughout our service and will answer all of your questions as thoroughly as possible. We truly hope that you will find us useful during your process, as we are adaptive to your Equity Release mortgage requirements.
When you deal directly with a bank or lender, you will have far less options than if you speak with a Barry Equity Release mortgage broker. Banks and other lenders will only have access to their own deals and products, however we can search through 1000s of deals across our panel, selecting the best one for you and your circumstances.
Our professional and devoted Barry Equity Release mortgage and protection brokers is well-versed in various lenders' requirements and products. As a Barry Equity Release mortgage Broker, we can look around for these packages, completing the legwork on your behalf. This saves you time and money by avoiding the need to speak with different lenders.
Overcoming any Equity Release mortgage obstacles that arise can be difficult at times. At this point, you should consult with a reliable and trusted Equity Release mortgage advisor.
Customers with a low credit score, being self-employed, falling outside of lender criteria, and having a low borrowing capacity, to name a few. While challenges exist, as a Equity Release mortgage advisor, we can typically assist.
Our Equity Release mortgage Advisers have assisted a wide range of consumers in a variety of situations. We give comprehensive Equity Release guidance in a variety of situations by leveraging our extensive understanding of Equity Release lender criteria.
We offer a free mortgage appointment to all of our customers, new and old, as a well-known Equity Release mortgage Broker in the Barry with a reputation for being open, honest, reliable, and responsive.
During this appointment, your designated Equity Release mortgage Advisor will review your situation and discuss your goals. Our customers are our top priority, and as a mortgage broker in Barry, we'll make sure to recommend the greatest available deal to you while also relieving your stress.
Request your free Self Employed mortgage review today, and we'll see how we can assist you on your mortgage journey!
EM Wales is a trading style of Estates Mitchell Limited is Authorised and Regulated by the Financial Conduct Authority under Registration Number 948488 at www.fca.org.uk/Register
The Financial Conduct Authority does not regulate all aspects of Commercial and Buy to Let Mortgages.