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- 07930334768
- jamal@emwales.com
- Barry
Whatever your situation we’ve got it covered. Bad credit? Complex income? or Self employed? Get matched to a broker right for you and get the ‘yes’ you’ve been waiting for.
No impact on your credit score
Our passion is providing support and guidance to all our customers, especially those seeking mortgage advice in Barry. Our focus extends beyond finding you a mortgage; we are dedicated to guiding you throughout the mortgage journey, supporting you every step of the way.
To speak with a mortgage broker in Barry, book your free mortgage consultation now
If your fixed term is coming to an end and you’d like to know your options and the best course of action. We can examine your options and advise you speak with our Barry mortgage brokers; we can assist you with this.
Having been in the business for more than 20 years, we have a lot of experience assisting clients in locating competitive Remortgage deals that are applicable to their circumstances.
We have a team of Barry mortgage advisors who will search thousands of remortgage deals using our extensive panel of lenders. If you accept our advice, we will start the mortgage application process and help you with the remortgage process.
EM Financial will always suggest the best path for customers to take because we believe that customers are the company’s heart. Our Barry mortgage advisors will be completely upfront and honest with you if you would be better off sticking with the standard variable rate offered by your current lender.
We advise everyone who contacts us to take advantage of the free remortgage appointment that we provide to all of our clients. We will be able to find you a mortgage rate that is much more palatable thanks to this free remortgage review, which will ultimately result in financial savings.
Contact a reputable, open, and honest mortgage broker in the UK for more details. We’ll examine your current situation and look for ways to support your remortgage.
Press 'Get approved' Below, the link will take you to a short form.
We'll match you with a mortgage broker based in Barry.
You're mortgage broker will contact you to discuss your mortgage options.
If you're happy, we submit your mortgage application and guide you to completion.
We believe homeownership should be accessible to everybody, that’s why we strive to work with our clients to find them a suitable mortgage.
customers helped
Years Experience
Unfortuantly – this questions is very hard to answer, as a mortgage advisor, we look at your current situation and the products currently avaiable and make a reccomendation based on your goals and objectives. It is expected interest rates should start decreasing in 2025, although, we cannot be certian.
You should speak to a mortgage advisor 6 months prior to your current deal coming to an end, that way it provides plently of time to search the market to find you a better deal and best of all, if interest rates decrease after you have secured a new deal, you can always change.
A remortgage will typically take up to 2 months, although, it can be done in a month depending on the complexity of your case, your mortgage advsior will be able to provide you with an estimated time, following the inital consultation.
When it comes to remotgages, there are sometimes fees involved, typical fees are lenders arrangement fees, valuation fees and legal fees. Depending on the complexity of your case, you may also be required to pay a broker fee.
Yes you can – just because you have changed jobs, that wont stop you remortgaging. As part of the advice process, your advisor will assess if it is best to product tranfer with the same lender, or remortgage to another lender.
A product transfer is where you stay with the same lender, and switch to a new deal. A remortgage is moving to another lender.
We have a large variety of lenders on our panel that each have their own distinct remortgage products and lending criteria. This frequently implies that we have access to things that aren't commonly found on the high street. Whatever your scenario, our incredible team of certified remortgage brokers in Barry will use their expertise to try and save you both time and money by finding you the best possible deal for your circumstances.
Take a look at our great client reviews to get a true sense of the high levels of customer service we constantly aim to deliver. We will always keep you up to date and strive to deliver you a stress-free remortgage advice service, whether you've just gotten in touch, are in the middle of it with a remortgage advisor in Barry, or are in the advanced stages chatting with one of our mortgage administrators, we can help.
As a timely and quick remortgage Broker in Barry, we will provide complete support and direction throughout your remortgaging procedure. We will do everything possible to alleviate any anxieties you may have throughout our service and will answer all of your questions as thoroughly as possible. We truly hope that you will find us useful during your process, as we are adaptive to your remortgage requirements.
When you deal directly with a bank or lender, you will have far less options than if you speak with a Barry remortgage broker. Banks and other lenders will only have access to their own deals and products, however we can search through 1000s of deals across our panel, selecting the best one for you and your circumstances.
Our professional and devoted Barry remortgage and protection brokers is well-versed in various lenders' requirements and products. As a Barry remortgage Broker, we can look around for these packages, completing the legwork on your behalf. This saves you time and money by avoiding the need to speak with different lenders.
Overcoming any remortgage obstacles that arise can be difficult at times. At this point, you should consult with a reliable and trusted remortgage advisor.
Customers with a low credit score, being self-employed, falling outside of lender criteria, and having a low borrowing capacity, to name a few. While challenges exist, as a remortgage broker, we can typically assist.
Our remortgage Advisors in Barry have assisted a wide range of consumers in a variety of situations. We give comprehensive remortgage guidance in a variety of situations by leveraging our extensive understanding of remortgage lender criteria.
We offer a free mortgage appointment to all of our customers, new and old, as a well-known Mortgage Broker in Barry with a reputation for being open, honest, reliable, and responsive.
During this appointment, your designated Mortgage Advisor in Barry will review your situation and discuss your goals. Our customers are our top priority, and as a mortgage broker in Barry, we'll make sure to recommend the greatest available deal to you while also relieving your stress.
Request your free mortgage or remortgage review today, and we'll see how we can assist you on your mortgage journey!
EM Wales is a trading style of Estates Mitchell Limited is Authorised and Regulated by the Financial Conduct Authority under Registration Number 948488 at www.fca.org.uk/Register
The Financial Conduct Authority does not regulate all aspects of Commercial and Buy to Let Mortgages.