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- 07930334768
- jamal@emwales.com
- Barry
- 07930334768
- Mon - Fri: 9:00am - 6:00pm
Buy to Let Mortgage broker in the Barry
Our team of seasoned mortgage advisors in the Barry possesses a wealth of knowledge about buy-to-let investments. With years of experience, certifications, and in-depth industry understanding, we are your trusted partners in navigating the complex landscape of buy-to-let mortgages.
No impact on your credit score
Obtaining a Buy to Let Mortgage Overcoming Challenges
As a reputable mortgage broker in Barry with a proven track record, we have successfully assisted numerous property investors in securing outstanding buy-to-let mortgage deals. Our history of client success stories, industry affiliations, and awards underline our authority in the mortgage industry.
At our core, we prioritize your financial well-being. Our commitment to data security, regulatory compliance, and ethical practices ensures your trust. We believe in transparency and have a history of delivering honest, reliable advice.
Looking for expert mortgage advice for a buy-to-let property in Barry? You’re in the right place. Our seasoned mortgage advisors specialise in buy-to-let mortgages, catering to both new and experienced landlords in Barry.
You get the best mortgage experience, supported by a team you can trust.
Partnering with EM Financial How we can help
If you would like to buy a buy-to-let property via your limited company (also known as a Special Purpose Vehicle, or SPV for short).Our dedicated team of mortgage advisors in Barry have plenty of experience working on this too, so they will be happy to discuss your mortgage options.
You should speak with a seasoned tax advisor if you’re interested in comparing tax benefits because they can give you the right guidance on this subject.
Although we frequently assist clients with standard residential buy to let purchases in the UK, we also have the capacity to assist with HMOs (House of Multiple Occupancy) and Holiday Lets. If you require assistance with either of these, schedule a free mortgage consultation with a Barry buy to let expert, and we’ll see what we can do to assist.
Real Stories of Success: Our Clients' Journeys
Still skeptical about whether you can secure you a buy to let mortgage? Let our clients’ success stories inspire you:
Malcom's Story: First time buyer buy to let
Malcom had been savings for 3 years with the intention of purchasing his first buy to let property, however, upon apporaching his bank, they would not allow him to obtain a buy to let mortgage because he didnt own a residential property. With EM Financial's guidance, Malcom not only secured a buy to let mortgage but also obtained favorable terms that fit his budget.
Helen's Journey: Limited company buy to let
Helen is a seasoned landlord and has a portfolio of 7 buy to let properties, following conversations with her accountant, he adviced that she should move these properties into a limited company (SPV) to obtain the tax benefits so she approached EM Financial. We managed to transfer all her properties into a single SPV and now have regular contact with helen when she is due to remortgage.
Your Path to Homeownership Starts Here
Securing a Buy-to-Let mortgage in Barry is possible, and EM Financial is here to make it happen. Don’t let the challenges hold you back from achieving your goals. Contact our expert advisors today, and take the first step toward turning your dreams into reality.
You get the best mortgage experience, supported by a team you can trust.
Your Path to Homeownership Starts Here
How to get started - Our simple 4 step process
Step 1
Press 'Get approved' Below, the link will take you to a short form.
Step 2
We'll match you with a mortgage broker based in Barry.
Step 3
You're mortgage broker will contact you to discuss your mortgage options.
Step 4
If you're happy, we submit your mortgage application and guide you to completion.
We'll find you the perfect solution
who we help
First time buyer Buy to let
We understand that sometimes life events happen that may cause credit issues. However, we have helped numerous clients obtain mortgages despite their bad credit.
who we help
HMOs or MUFB
We have experts who spealise in HMO and MUFB mortgages, these often require a greater attention to detail than your standard buy to let mortgages.
who we help
Self Employed
When you’re self-employed, it can be a challenge to get a buy to let mortgage. Our team is experienced in helping self-employed individuals with their remortgage.
who we help
Later life lending
A large number of our clients struggle with getting a mortgage because of their age. We work with a number of lenders that can take borrowing up to 85 and beyond!
Looking for a buy to let mortgage? We'll take care of everything!
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Feel free to ask any question to us
- 07930334768
- 7 days a week 8:00am - 8:00pm
Common Questions
What is a buy to let mortgage?
A buy to let mortgage is a loan secured on a property that will be rented out. Many people often consider this type of investment as it can provide a monthly return as well as the potential for long term capital growth.
Can I buy a house and rent my property to family members?
Yes. If you are planning on renting a property to your children to other close reletives this type of buy to let is called a consumer buy to let or regulated buy to let. There are stricter lending requirements for this type of mortgage although, with a good mortgage advisor, this is possible.
Can I rent my house and move into a rental property?
Yes you can, if you are considering this, you may want to approach your mortgage lender and ask for a concent to let, this will allow you to rent your propety for a certian amount of time, although, if you have no early repayment charges, it may be worth looking at the let-to-rent options.
Can I convert my current house into a buy to let and move into a new property?
Yes you can, this is called a let-to-buy mortgage, this type of mortgage is very common.
Whats the difference between a let to buy and buy to let
A buy to let is what is says, you intend to buy a property to let it out, in contrast a let to buy means you want to let out your current property to buy a new one.
Why Choose us - Buy to let mortgage Barry
We have a large variety of lenders on our panel that each have their own distinct Buy To Let mortgage products and lending criteria. This frequently implies that we have access to things that aren't commonly found on the high street. Whatever your scenario, our incredible team of certified Buy To Let brokers in Barry will use their expertise to try and save you both time and money by finding you the best possible deal for your circumstances.
Take a look at our great client reviews to get a true sense of the high levels of customer service we constantly aim to deliver. We will always keep you up to date and strive to deliver you a stress-free Buy To Let advice service, no matter where you are in the process, EM Financial can help.
As a timely and quick Buy To Let mortgage Broker in Barry, we will provide complete support and direction throughout your Buy To Let mortgage procedure. We will do everything possible to alleviate any anxieties you may have throughout our service and will answer all of your questions as thoroughly as possible. We truly hope that you will find us useful during your process, as we are adaptive to your Buy To Let mortgage requirements.
When you deal directly with a bank or lender, you will have far less options than if you speak with a Barry Buy To Let mortgage broker. Banks and other lenders will only have access to their own deals and products, however we can search through 1000s of deals across our panel, selecting the best one for you and your circumstances.
Our professional and devoted Barry Buy To Let mortgage and protection brokers is well-versed in various lenders' requirements and products. As a Barry Buy To Let mortgage Broker, we can look around for these packages, completing the legwork on your behalf. This saves you time and money by avoiding the need to speak with different lenders.
EM Financial has helped numerous customers with a low credit score, self-employed, falling outside of lender criteria, and having a low borrowing capacity, to name a few. While challenges exist, as a Buy To Let mortgage advisor, we can assist.
Our Buy To Let mortgage Advisers have assisted a wide range of consumers in a variety of situations. We give comprehensive Buy To Let guidance in a variety of situations by leveraging our extensive understanding of Buy To Let lender criteria.
We offer a free mortgage appointment to all of our customers, new and old, as a well-known Buy To Let mortgage Broker in Barry with a reputation for being open, honest, reliable, and responsive.
During this appointment, your designated Buy To Let mortgage Advisor will review your situation and discuss your goals. Our customers are our top priority, and as a mortgage broker Barry, we'll make sure to recommend the greatest available deal to you while also relieving your stress.
Request your free Buy to Let mortgage review today, and we'll see how we can assist you on your mortgage journey!
EM Wales is a trading style of Estates Mitchell Limited is Authorised and Regulated by the Financial Conduct Authority under Registration Number 948488 at www.fca.org.uk/Register
The Financial Conduct Authority does not regulate all aspects of Commercial and Buy to Let Mortgages.