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specialist Mortgages in Barry
Get expert specialist mortgage advice in Barry. Bad credit? Complex income? or Self employed? Get matched to a broker right for you and get the ‘yes’ you’ve been waiting for.
No impact on your credit score
Our passion is providing support and guidance to all our customers, especially those seeking Specialist mortgage advice in Barry. Our focus extends beyond finding you a mortgage; we are dedicated to guiding you throughout the mortgage journey, supporting you every step of the way.
To speak with a mortgage broker in Barry, book your free mortgage consultation now
what is a specialist mortgage
If you have been declined by high street lenders for a purchase or re-mortgage, a specialist mortgages may be the perfect solution for you. They serve as an alternative to conventional mortgages.
They both function in the same way. The main distinction is that specialist mortgages’ eligibility requirements are more lenient. This indicates that even if your circumstances are complicated and you were turned down by the high street, you might still be able to get the assistance you require.
There are many circumstances in which you might find these products useful. This applies to situations where a high street lender turned you down because of:
- Low credit score / bad credit;
- Income proof or income type;
- Buying schemes;
- Borrowing age;
- Affordability or indebtedness;
Specialist Mortgage Advisor
Our Barry-based specialist mortgage advisors have access to thousands of mortgage products. Your advisor’s job is to try and choose one for you from among the many different types of deals that our sizable panel of specialist lenders hold.
It’s important to avoid applying for numerous deals through the same or different banks after your bank has rejected you. There will be a justification for the rejection. Your Barry mortgage advisor may be able to determine why you were rejected and will look for deals that you will be able to access given your current circumstances.
We will make every effort to find you a deal that is suitable for your needs both personally and financially.
We search 1000s of mortgage deals in Barry
Your Path to Homeownership Starts Here
How to get started - Our simple 4 step process
Step 1
Press 'Get approved' Below, the link will take you to a short form.
Step 2
We'll match you with a mortgage broker based in Barry.
Step 3
You're mortgage broker will contact you to discuss your mortgage options.
Step 4
If you're happy, we submit your mortgage application and guide you to completion.
We beleive
We believe homeownership should be accessible to everybody, that’s why we strive to work with our clients to find them a suitable mortgage.
1000+
customers helped
50+
Years Experience
Feel free to ask any question to us
- 07930334768
- 7 days a week 8:00am - 8:00pm
- Barry
Common Questions
Can I get a mortgage with bad credit?
Yes – There is a large number of lenders that can still consider you for a mortgage if you have bad credit, this could include defaults, CCJ’s, missed payments, debt management plans, IVA’s and even bankruptcy.
What is a specialist mortgage advisor?
A specialist mortgage advisor is a mortgage advisor that specialises in help clients in less than perfect circumstances, this could be bad credit or complex sources of income.
How much deposit do I need for a mortgage if I have bad credit?
You typically require a minimum of 5% deposit to get a mortgage, although, depending on how bad your credit is, you may need up to 25%, by speaking to one of our qualified specialist advisors, they will be able to present you with your options.
Why Choose us - Specialist mortgages in Barry
We have a large variety of lenders on our panel that each have their own distinct Specialist mortgage products and lending criteria. This frequently implies that we have access to things that aren't commonly found on the high street. Whatever your scenario, our incredible team of certified Specialist brokers in Barry will use their expertise to try and save you both time and money by finding you the best possible deal for your circumstances.
Take a look at our great client reviews to get a true sense of the high levels of customer service we constantly aim to deliver. We will always keep you up to date and strive to deliver you a stress-free Specialist advice service, whether you've just gotten in touch, are in the middle of it with a Specialist mortgage broker in Barry, or are in the advanced stages chatting with one of our mortgage administrators, we can help.
As a timely and quick Specialist mortgage Brokers in Barry, we will provide complete support and direction throughout your Specialist mortgage procedure. We will do everything possible to alleviate any anxieties you may have throughout our service and will answer all of your questions as thoroughly as possible. We truly hope that you will find us useful during your process, as we are adaptive to your Specialist mortgage requirements.
When you deal directly with a bank or lender, you will have far less options than if you speak with Barry Specialist mortgage broker. Banks and other lenders will only have access to their own deals and products, however we can search through 1000s of deals across our panel, selecting the best one for you and your circumstances.
Our professional and devoted Barry Specialist mortgage and protection brokers is well-versed in various lenders' requirements and products. As a Barry Specialist mortgage Broker, we can look around for these packages, completing the legwork on your behalf. This saves you time and money by avoiding the need to speak with different lenders.
Overcoming any Specialist mortgage obstacles that arise can be difficult at times. At this point, you should consult with a reliable and trusted Specialist mortgage advisor.
Customers with a low credit score, being self-employed, falling outside of lender criteria, and having a low borrowing capacity, to name a few. While challenges exist, as a Specialist mortgage advisor, we can typically assist.
Our Specialist mortgage Advisers have assisted a wide range of consumers in a variety of situations. We give comprehensive Specialist guidance in a variety of situations by leveraging our extensive understanding of Specialist lender criteria.
We offer a free mortgage appointment to all of our customers, new and old, as a well-known Specialist mortgage Broker in Barry with a reputation for being open, honest, reliable, and responsive.
During this appointment, your designated Specialist mortgage Advisor will review your situation and discuss your goals. Our customers are our top priority, and as a mortgage broker in Barry, we'll make sure to recommend the greatest available deal to you while also relieving your stress.
Request your free Specialist mortgage review today, and we'll see how we can assist you on your mortgage journey!
EM Wales is a trading style of Estates Mitchell Limited is Authorised and Regulated by the Financial Conduct Authority under Registration Number 948488 at www.fca.org.uk/Register
The Financial Conduct Authority does not regulate all aspects of Commercial and Buy to Let Mortgages.