Mortgage Broker in Barry

Award winning mortgage broker in Cardiff Bay

Whatever your situation we’ve got it covered. Bad credit? Complex income? or Self employed? Get matched to a Mortgage advisor in Cardiff Bay right for you and get the ‘yes’ you’ve been waiting for.

Our passion is providing support and guidance to all our customers, especially those seeking mortgage advice in Cardiff Bay. Our focus extends beyond finding you a mortgage; we are dedicated to guiding you throughout the mortgage journey, supporting you every step of the way.

To speak with a mortgage broker in Cardiff Bay, book your free mortgage consultation now

We search 1000s of mortgage deals in Barry

Our open and honest mortgage advisors in Cardiff Bay are available to help if you’re looking for mortgage advice. We have a wealth of knowledge about mortgages in Cardiff Bay and the property market in the Cardiff Bay, whether you’re ready to take the plunge to buy to your first home in Cardiff Bay, or if you are looking to invest in Cardiff Bay as a landlord.

We have assisted numerous different clients in securing mortgage deals  because we are a reputable mortgage broker in Cardiff Bay that works hard to help our customers achieve their goals. Our committed team will search through thousands of unique mortgage products to find you the best mortgage deal for your needs.

Your Path to Homeownership Starts Here

How to get started - Our simple 4 step process

Step 1

Press 'Get approved' Below, the link will take you to a short form.

Step 2

We'll match you with a mortgage broker based in Cardiff Bay.

Step 3

You're mortgage broker will contact you to discuss your mortgage options.

Step 4

If you're happy, we submit your mortgage application and guide you to completion.

Feel free to ask any question to us

Get Approved now

Common Questions

What mortgage can a first time buyer get in Cardiff Bay?

As a first time buyer in Cardiff Bay, there are a variety of schemes available designed to help you get onto the property ladder, As an expert in first time buyers in Usk, we will help you navigate the number of schemes available, and recommend the best scheme for you, best on your personal circumstances. 

How much deposit do first time buyers need to get a mortgage in Cardiff Bay?

Typically, first time buyers in Cardiff Bay require a minimum of 5% deposit, however, there are schemes avaiable that allow this to come from family members, who just need to keep the 5% in a savings account or they can use some equity in their property.

Is it cheaper to go with a mortgage broker in Cardiff Bay?

Mortgage brokers in Cardiff Bay have access to a wide range of products, some you cannot get by going directly to a bank. As the mortgage advisors in Cardiff Bay have access to such a vast amount of products, they can often save you time and money.

Mortgage broker Vs going to your bank in Cardiff Bay

Some people believe that going directly to the bank will save them money, but keep in mind that a mortgage broker in Cardiff Bay is more likely to secure a better deal for you, which could result in you coming out ahead overall, even after taking broker fees into account.

How long does it take to get a mortgage in Cardiff Bay?

Getting a mortgage in Cardiff Bay will aproximatly take 3 months, this includes finding a property, getting an offer accepted, applying for you mortgage and completing the legal work.

Help to buy in Cardiff Bay

The good news is, help to buy has been extended in Wales to March 2025.

Why Choose us - Mortgage Brokers in Cardiff Bay

We have a large variety of lenders on our panel that each have their own distinct First time buyer products and lending criteria. This frequently implies that we have access to things that aren't commonly found on the high street. Whatever your scenario, our incredible team of certified First time buyer brokers in Cardiff Bay will use their expertise to try and save you both time and money by finding you the best possible deal for your circumstances.

Take a look at our great client reviews to get a true sense of the high levels of customer service we constantly aim to deliver. We will always keep you up to date and strive to deliver you a stress-free first time buyer advice service in Cardiff Bay.

As a trustworthy and speedy Mortgage Broker in Cardiff Bay, we will provide complete support and direction throughout the mortgage process. We will do everything possible to alleviate any anxieties you may have throughout the process and will answer all of your questions as thoroughly as possible. We truly hope that you will find us useful during the process, as we are adaptive to your mortgage requirements.

When you deal directly with a bank or lender, you will have far less options than if you speak with a Cardiff Bay mortgage broker. Banks and other lenders will only have access to their own deals and products, however we can search through 1000s of deals across our panel, selecting the best one for you and your circumstances.

Our professional and devoted Cardiff Bay mortgage and protection brokers is well-versed in various lenders' requirements and products. As a Cardiff Bay mortgage advisor, we can search for these products, completing the legwork on your behalf. This saves you time and money by avoiding the need to speak with different lenders.

Overcoming any obstacles that arise can be difficult at times. At this point, you should consult with a reliable and trusted Cardiff Bay mortgage advisors.

Customers with a low credit score, being self-employed, falling outside of lender criteria, and having a low borrowing capacity, to name a few. While challenges exist, as a mortgage advisor in Cardiff Bay, we can typically assist.

Our Cardiff Bay Advisors can assisted a wide range of consumers in a variety of situations. We give comprehensive mortgage guidance by leveraging our extensive understanding of Cardiff Bay mortgage market

We offer a free mortgage appointment in Cardiff Bay to all of our customers, new and old, as a well-known Mortgage Broker in Cardiff Bay with a reputation for being open, honest, reliable, and responsive.

During this appointment, your designated Cardiff Bay mortgage Advisor will review your situation and discuss your goals. Our customers are our top priority, and as a mortgage broker in Cardiff Bay, we'll make sure to recommend the greatest available deal to you while also relieving your stress.

Request your free mortgage or remortgage review today, and we'll see how we can assist you on your mortgage journey!

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EM Wales is a trading style of Estates Mitchell Limited is Authorised and Regulated by the Financial Conduct Authority under Registration Number 948488 at www.fca.org.uk/Register 

The Financial Conduct Authority does not regulate all aspects of Commercial and Buy to Let Mortgages.