Whatever your situation we’ve got it covered. Bad credit? Complex income? or Self employed? Get matched to a Mortgage advisor in Porthcawl right for you and get the ‘yes’ you’ve been waiting for.
To speak with a mortgage broker in Porthcawl, book your free mortgage consultation now
Our open and honest mortgage advisors in Porthcawl are available to help if you’re looking for mortgage advice. We have a wealth of knowledge about mortgages in Porthcawl and the property market in the Porthcawl, whether you’re ready to take the plunge to buy to your first home in Porthcawl, or if you are looking to invest in Porthcawl as a landlord.
We have assisted numerous different clients in securing mortgage deals because we are a reputable mortgage broker in Porthcawl that works hard to help our customers achieve their goals. Our committed team will search through thousands of unique mortgage products to find you the best mortgage deal for your needs.
As a first time buyer in Porthcawl, there are a variety of schemes available designed to help you get onto the property ladder, As an expert in first time buyers in Porthcawl, we will help you navigate the number of schemes available, and recommend the best scheme for you, best on your personal circumstances.
Typically, first time buyers in Porthcawl require a minimum of 5% deposit, however, there are schemes avaiable that allow this to come from family members, who just need to keep the 5% in a savings account or they can use some equity in their property.
Mortgage brokers in Porthcawl have access to a wide range of products, some you cannot get by going directly to a bank. As the mortgage advisors in Porthcawl have access to such a vast amount of products, they can often save you time and money.
Some people believe that going directly to the bank will save them money, but keep in mind that a mortgage broker in Porthcawl is more likely to secure a better deal for you, which could result in you coming out ahead overall, even after taking broker fees into account.
Getting a mortgage in Porthcawl will aproximatly take 3 months, this includes finding a property, getting an offer accepted, applying for you mortgage and completing the legal work.
The good news is, help to buy has been extended in Wales to March 2025.
We have a large variety of lenders on our panel that each have their own distinct First time buyer products and lending criteria. This frequently implies that we have access to things that aren't commonly found on the high street. Whatever your scenario, our incredible team of certified First time buyer brokers in Porthcawl will use their expertise to try and save you both time and money by finding you the best possible deal for your circumstances.
Take a look at our great client reviews to get a true sense of the high levels of customer service we constantly aim to deliver. We will always keep you up to date and strive to deliver you a stress-free first time buyer advice service in Porthcawl.
As a trustworthy and speedy Mortgage Broker in Porthcawl, we will provide complete support and direction throughout the mortgage process. We will do everything possible to alleviate any anxieties you may have throughout the process and will answer all of your questions as thoroughly as possible. We truly hope that you will find us useful during the process, as we are adaptive to your mortgage requirements.
When you deal directly with a bank or lender, you will have far less options than if you speak with a Porthcawl mortgage broker. Banks and other lenders will only have access to their own deals and products, however we can search through 1000s of deals across our panel, selecting the best one for you and your circumstances.
Our professional and devoted Porthcawl mortgage and protection brokers is well-versed in various lenders' requirements and products. As a Porthcawl mortgage advisor, we can search for these products, completing the legwork on your behalf. This saves you time and money by avoiding the need to speak with different lenders.
Overcoming any obstacles that arise can be difficult at times. At this point, you should consult with a reliable and trusted Porthcawl mortgage advisors.
Customers with a low credit score, being self-employed, falling outside of lender criteria, and having a low borrowing capacity, to name a few. While challenges exist, as a mortgage advisor in BPorthcawlrry, we can typically assist.
Our Porthcawl Advisors can assisted a wide range of consumers in a variety of situations. We give comprehensive mortgage guidance by leveraging our extensive understanding of Porthcawl mortgage market
We offer a free mortgage appointment in Porthcawl to all of our customers, new and old, as a well-known Mortgage Broker in Porthcawl with a reputation for being open, honest, reliable, and responsive.
During this appointment, your designated Porthcawl mortgage Advisor will review your situation and discuss your goals. Our customers are our top priority, and as a mortgage broker in Porthcawl, we'll make sure to recommend the greatest available deal to you while also relieving your stress.
Request your free mortgage or remortgage review today, and we'll see how we can assist you on your mortgage journey!
EM Wales is a trading style of Estates Mitchell Limited is Authorised and Regulated by the Financial Conduct Authority under Registration Number 948488 at www.fca.org.uk/Register
The Financial Conduct Authority does not regulate all aspects of Commercial and Buy to Let Mortgages.